If you do not own a roadside assistance plan for your auto, you might choose to get one soon. The winter months are when most motorists want help with such issues as dead batteries, flat tires, and keys locked inside their own cars.
Together with below-freezing temperatures in much of the northern United States in recent weeks, Sinclair says roadside support calls for his office will be up roughly four times the normal number, Nationally which range from 7,700 to 17,000 requests per hour.USAA Towing Roadside Washington DC
Figuring out the perfect strategy for you, however, may not be easy. “Every Employee assistance application is slightly different,” says Melvin Yules, Consumer auto analyst. You need to do your research. Below are a few questions to ask .
Am I already covered?
In the event that you purchased a new vehicle or a certified used vehicle recently, your automobile may have come with a roadside assistance program that lasts for the length of the guarantee, which for a brand new vehicle is at least three decades or 36,000 milesper hour
New Hyundais, for example, supply five years of roadside assistance, and also licensed used Hyundais are covered for 10 years from the date that the vehicle was initially put in service.
If you’ve purchased a service contract–also called an extended warranty–from an automaker or aftermarket company, you could also have policy.
Be sure to check the terms of your automobile insurance plan as well. Some carriers, like Allstate, Geico, and Nationwide, provide roadside assistance within an addition to their automobile insurance policies.
Also check the fine print in your credit card arrangements. Cards such as the American Express Premier Rewards Gold Card offer roadside help.
How do I find a plan?
There are a variety of websites that compare roadside assistance plans. Here are few tips that will help you choose which strategy is best.Auto Lock Out Alexandria VA
How much does a roadside assistance plan cost?
The amount you need to pay can vary broadly. Plans typically start at approximately $40 to $60 for the initial year, but superior coverage that provides additional or increased benefits can cost tens of thousands of dollars yearly. For example, OnStar plans with roadside assistance, accessible on GM vehicle, vary between $20 to $35 per month.
Credit card issuers that offer roadside assistance often allow it to be available on a per use basis so there are no upfront charges. Chase Bank’s Roadside Dispatch service, for example, costs $59.99 per episode and includes towing up to five miles, cycle changing, jump-starting, and fuel delivery.
How often can I use this service?
Plans typically restrict the number of service requests to four or five each year. Exceed that, and you’ll have to pay for the complete price of any help you receive, whether it’s towing, or extracting your car or truck from the snow, or having fuel delivered to your car. Rates vary by towing company but the average nationwide fee to tow a car is $109, according to the website Angie’s List.Tire Replacement
Is it easy to call for roadside assistance?
Plans usually have a toll free number you may dial. Many programs, such as people from AAA, Allstate, along with Great Sam Roadside Assistance, let you download a smartphone program which you can use to phone for assistance. The app also provides your exact location with your phone’s GPS abilities. Some vehicles, such as OnStar-equipped General Motors models, include onboard electronics so you are able to summon roadside assistance and talk to a representative at the push of a switch.